Still Have Questions? Find the Answers Here!
Car accidents can be stressful and confusing, especially when it comes to understanding the law. These simple FAQs will help you know what to do and what your rights are if you’re ever in a crash in Washington State.
What should I do right after a car accident in Washington?
First, check if anyone is hurt. Call 911 if there are injuries, major damage, or if someone is in danger. Then, exchange insurance and contact information with the other driver. Don’t leave the scene—it’s against the law.
Do I have to report the accident?
Yes. If someone is hurt, killed, or if there’s a lot of damage, you must report it to the police right away. You also need to file an official collision report soon after.
Who pays for the damage after a crash?
Washington is a “fault” state. That means the person who caused the crash is responsible for paying for the damage. You can get help by filing a claim with your own insurance, the other driver’s insurance, or by going to court.
What if both drivers are partly to blame?
Washington uses a rule called pure comparative negligence. If you’re partly at fault, you can still get money, but the amount is reduced by the percent you’re responsible. For example, if you were 30% at fault, your payout would be 70% of the total.
Do I need car insurance in Washington?
Yes. All drivers must carry liability insurance. This helps cover damage or injuries you cause to others in a crash. There are also other ways to meet this rule, like a bond or a deposit with the state.
What is PIP insurance?
PIP stands for Personal Injury Protection. It’s optional in Washington but very helpful. It can pay for medical bills, lost wages, and more—no matter who caused the accident.
Can someone sue me after a crash?
Yes. If the other person thinks you caused the accident, they can sue you for their losses. But if they were also partly to blame, their payout could be reduced.
Is there a time limit to file a claim?
Yes. You only have a few years to file a lawsuit after an accident. If you wait too long, you lose your right to make a claim. It’s best to act quickly so you don’t miss the deadline.
